Financial Services

Strategy through execution for banks, insurers, asset & pension managers.

At Rimas Business Solutions, our Financial Services sector group partners with leading institutions across the banking, insurance, asset and pension ecosystems. We support clients in navigating disruption, regulatory transformation, and competitive repositioning with a blend of strategic foresight and hands-on implementation.

Industry Context: Shifting Sands in Financial Services

The global financial services industry is undergoing tectonic shifts. Digital-native challengers, evolving customer expectations, regulatory tightening, and the reallocation of capital toward ESG-compliant investments are reshaping the landscape. Traditional players must adapt rapidly or risk disintermediation.

• Fintech Disruption: Challenger banks, decentralized finance (DeFi), and AI-driven platforms are unbundling the financial value chain.
• Regulatory Evolution: Basel III, Solvency II, IFRS 17, and climate risk disclosures are redefining capital requirements and governance norms.
• Rate Cycles & Yield Pressure: Interest-rate volatility compresses margins, pushing the search for alpha through efficiency and product innovation.
• Sustainability & Impact Investing: Institutional investors are integrating ESG factors across fiduciary strategies, accelerating the pivot to sustainable finance.

“Over the long run, equities not only outperform every other asset class, they do so with remarkable consistency.”
— Professor Jeremy Siegel, The Wharton School

Our Expertise: From Strategy to Execution

We provide integrated support across management consulting, corporate finance, and interim leadership. This combination lets us design robust strategies and operationalize them with precision.

Core Competencies Include:

• Strategic Repositioning — target markets, product mix, and GTM models
• Cost Transformation — OpEx programs, productivity, shared services
• Risk & Compliance — policy, controls, model risk, regulatory change
• Capital Optimization — RoE uplift, balance-sheet shape, ALM support
• Digital Operating Models — data, automation, cloud, platform plays

Proven Outcomes

• Branchless banking re-design for a Tier 1 bank entering underserved markets
• Solvency II readiness and portfolio optimization for a multinational insurer
• ESG screening and digital engagement uplift for a leading pension fund